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When to File a Civil Lawsuit: Your Rights as a Plaintiff in Florida

By Author on 22/07/202525/07/2025

Not every dispute or injury leads to court, but sometimes filing a civil lawsuit is the right — and necessary — step to protect your rights. If you’re in Florida and wondering whether your situation might justify taking legal action, it’s helpful to understand what qualifies as a civil case and the signs that litigation could be worth pursuing.

What Is a Civil Lawsuit?

A civil lawsuit is a legal action brought by an individual or entity (called the plaintiff) against another individual, business, or organization (called the defendant) when there’s a dispute that can’t be resolved privately. The plaintiff usually seeks some form of compensation — typically financial — or another remedy, like requiring the defendant to stop a particular action.

Civil cases cover a broad range of disputes. Common examples include:

  • Personal injury claims, like car accidents or slip and fall incidents.
  • Breach of contract cases.
  • Property disputes.
  • Employment-related issues, like wrongful termination or unpaid wages.
  • Defamation or privacy violations.
  • Landlord-tenant disputes.

Florida law allows individuals to seek justice through the court system when they have suffered harm or loss due to another party’s actions (or failure to act).

Signs It May Be Time to File a Civil Lawsuit

Not every disagreement warrants a lawsuit. Often, people try to resolve matters informally or through negotiation first — and that’s usually a good idea. But certain situations may require formal legal action. Some signs that it might be time to consider filing a civil lawsuit include:

  • Serious financial or personal harm: If you’ve suffered significant losses — medical expenses, lost income, property damage, or emotional distress — that aren’t being addressed or compensated, legal action may help recover those losses.
  • The other party refuses to negotiate or communicate: When informal talks or mediation break down, and the other side refuses to participate in resolving the dispute, the court system can step in.
  • A clear violation of rights: If a contract has been breached or you have evidence that someone has wronged you under Florida law (for example, negligence leading to injury), you may have a valid legal claim.
  • Deadlines are approaching: Florida law sets deadlines, called statutes of limitations, that limit how long you have to file a lawsuit. If time is running out, filing a claim may protect your right to seek compensation.

Types of Cases That Qualify in Florida

In Florida, civil courts handle a wide variety of cases. Here are a few categories where filing a civil lawsuit might be appropriate:

  • Negligence claims: For example, if you were injured due to another person’s careless actions — like a distracted driver or a business failing to maintain safe premises.
  • Contract disputes: If another party didn’t fulfill their obligations under a contract and caused you harm as a result.
  • Property disputes: These can involve boundary disagreements, property damage, or disputes between landlords and tenants.
  • Consumer protection cases: If you’ve been defrauded or harmed by deceptive business practices.
  • Employment law matters: When an employer violates labor laws, including discrimination, unpaid wages, or wrongful termination.

What You Should Know Before Filing

Filing a civil lawsuit can be a major step. It’s important to recognize that lawsuits can take time, sometimes months or even years, and can require effort and documentation. You’ll need to gather evidence — things like contracts, receipts, emails, photos, or witness statements — to support your claim.

Also, litigation doesn’t always end up in a trial. Many civil cases are resolved through settlement agreements before reaching court, but having a lawsuit filed often encourages fairer negotiations.

Protecting Your Rights

Ultimately, knowing when to file a civil lawsuit comes down to understanding your rights as a plaintiff and recognizing when negotiation or other solutions have failed. If you believe you’ve been wronged and informal efforts to resolve the issue aren’t working, the civil court system is there as a path to seek justice.

And while it can feel daunting to navigate Florida’s legal system, understanding the basics of when and why to file can help you take the next step with confidence.

This post was written by a professional at Bonardi & Uzdavinis, LLP. Bonardi & Uzdavinis, LLP is a boutique, full service law firm providing its clients with a wide range of representation. Our primary areas of practice include st. petersburg foreclosure lawyer, probate, personal injury, construction, and commercial litigation. If you are looking for a real estate attorney or personal injury attorney in Tampa Bay contact us today for a case evaluation today!

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